Salary Hike Calculator: Updated CTC and In-Hand Amount
Input your CTC and hike to find out your new CTC and the extra monthly in-hand after PF and income tax. A 10% hike on a ₹6 lakh CTC takes it to ₹6.6 lakh and adds about ₹4,520 a month in hand under the new tax regime.
New CTC
Result
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Enter your CTC to see the result.
| Before | After | |
|---|---|---|
| CTC a year | ||
| Income tax a year | ||
| In hand a month |
An estimate for FY 2026-27 for a salaried person under 60. Your payslip depends on how your employer splits the CTC and on your other income.
Hikes on a ₹6 lakh CTC (FY 2026-27)
Currently: ₹45,000 in hand each month. Basic pay makes up 40% of CTC, with a 12% PF of basic from both sides (within the CTC), ₹2,400 professional tax, and the new tax regime applies.
| Hike | New CTC | In hand a month | In-hand rise |
|---|---|---|---|
| 10% | ₹6.6 lakh | ₹49,520 | +₹4,520 (10%) |
| 15% | ₹6.9 lakh | ₹51,780 | +₹6,780 (15.1%) |
| 20% | ₹7.2 lakh | ₹54,040 | +₹9,040 (20.1%) |
| 30% | ₹7.8 lakh | ₹58,560 | +₹13,560 (30.1%) |
| 50% | ₹9 lakh | ₹67,600 | +₹22,600 (50.2%) |
How it's calculated
- To find hike %: (new CTC − old CTC) ÷ old CTC × 100.
- New CTC = current CTC × (1 + hike ÷ 100). The monthly increase is the yearly rise ÷ 12.
- Calculate in-hand pay before and after using our salary calculator. The employer's PF is deducted from the CTC, followed by your 12% PF of basic and professional tax, then income tax.
- Income tax follows the FY 2026-27 new regime: ₹75,000 standard deduction, slab rates, no tax on up to ₹12 lakh taxable income due to Section 87A rebate (with marginal relief a little over), and 4% cess. The 2026 Budget kept the FY 2025-26 slabs, rebate, and standard deduction.
Make Sense of Your Job Offer
Our Salary Hike Calculator is handy when you're considering a job switch or promotion. Before stepping into an interview or evaluating an offer, use this tool to see how a proposed hike affects your monthly take-home pay. It helps keep your financial expectations in check without the guesswork.
As you explore IT and Technology roles on InnHirers, the calculator complements your job search by clarifying potential salary outcomes. With this tool, you can focus on finding and applying to jobs that not only match your skills but also align with your financial goals.