8 LPA in-hand pay (FY 2026-27)
A CTC of ₹8 lakh a year works out to about ₹60,067 a month in hand under the new tax regime, after PF, professional tax and income tax.
Monthly in-hand salary
₹60,067
New regime · ₹7,20,800 a year
- Old regime
- ₹56,023 a month
- Income tax (new)
- ₹0 a year
- Gross pay
- ₹63,467 a month
- Your PF
- ₹3,200 a month
Assumes basic pay of 40% of CTC, PF of 12% of basic from you and your employer inside the CTC, ₹2,400 a year of professional tax, no other income and no deductions beyond PF. For a salaried person under 60.
Breakdown for a year
| Per year | New regime | Old regime |
|---|---|---|
| CTC | ₹8,00,000 | ₹8,00,000 |
| Employer PF | −₹38,400 | −₹38,400 |
| Gross salary | ₹7,61,600 | ₹7,61,600 |
| Your PF | −₹38,400 | −₹38,400 |
| Professional tax | −₹2,400 | −₹2,400 |
| Taxable income | ₹6,86,600 | ₹6,70,800 |
| Income tax with cess | −₹0 | −₹48,526 |
| In hand a year | ₹7,20,800 | ₹6,72,274 |
| In hand a month | ₹60,067 | ₹56,023 |
A month's payslip at 8 LPA
New tax regime, with TDS spread evenly throughout the year.
| Gross pay | ₹63,467 |
|---|---|
| Your PF | −₹3,200 |
| Professional tax | −₹200 |
| Income tax (TDS) | −₹0 |
| Credited to your bank | ₹60,067 |
Professional tax is normally ₹200 monthly (₹300 in one month in some states), while some states do not charge any.
How the pay structure affects it
The same ₹8 lakh CTC, divided in different ways. See your offer letter to know which applies.
| Structure | Regime | In hand a month |
|---|---|---|
| Basic pay 40% of CTC, PF on full basic (the figures above) | New | ₹60,067 |
| Basic pay 50% of CTC | New | ₹58,467 |
| PF capped at ₹1,800 a month (₹15,000 wage ceiling) | New | ₹62,867 |
| Employer PF paid on top of the CTC | New | ₹63,267 |
| Gratuity (4.81% of basic) included in the CTC | New | ₹58,784 |
| No PF deducted | New | ₹66,467 |
| ₹1.5 lakh of 80C (PF included) and ₹25,000 of health insurance (80D) | Old | ₹58,391 |
Old or new tax regime?
Under the new regime, no income tax is charged on this pay, so you'll get at least as much as the old regime, regardless of deductions.
In-hand salary near 8 LPA
Jobs paying around ₹63,500 a month
98 open jobs on InnHirers advertise a pay range that reaches within 15% of this monthly gross pay.
- Finance Consultant Remote · ₹70,000–1 lakh a month
- Client Liaison Executive Ahmedabad · ₹40,000–80,000 a month
- Administrative Coordinator Mumbai · ₹40,000–60,000 a month
- Healthcare Admin Executive Remote · ₹40,000–70,000 a month
- Sales Executive Bengaluru · ₹35,000–60,000 a month
- Digital Marketing Strategist Remote · ₹45,000–80,000 a month
Frequently Asked Questions
What is the in-hand pay for 8 LPA?
About ₹60,067 monthly (₹7,20,800 yearly) under FY 2026-27's new tax regime, assuming 40% of CTC as basic pay, PF at 12% of basic from you and employer within CTC, and ₹2,400 annually in professional tax. Old regime without other deductions gives ₹56,023 monthly.
How much tax is on an 8 LPA salary?
Under the new regime, it's ₹0 yearly, with taxable income of ₹6,86,600 after a ₹75,000 standard deduction. Taxable income is under the ₹12 lakh limit for the Section 87A rebate. Under the old regime, it's ₹48,526 before any other deductions.
What is the monthly pay for 8 LPA before cuts?
CTC divided by 12 gives ₹66,667. Gross pay is ₹63,467 monthly because ₹3,200 of the employer's PF within CTC goes to your PF, not salary.
Which tax regime is better for 8 LPA: old or new?
The new regime deducts no income tax at this salary level, ensuring it is as beneficial as the old regime irrespective of your deductions.
How much PF is taken from an 8 LPA salary?
₹3,200 monthly: 12% of ₹26,667 basic pay, matched by your employer. If PF is only on ₹15,000, it's ₹1,800 monthly, raising in-hand pay to about ₹62,867.
In-hand salary for other CTCs
2 LPA
2.5 LPA
3 LPA
3.5 LPA
4 LPA
4.5 LPA
5 LPA
5.5 LPA
6 LPA
6.5 LPA
7 LPA
7.5 LPA
8 LPA
8.5 LPA
9 LPA
9.5 LPA
10 LPA
10.5 LPA
11 LPA
11.5 LPA
12 LPA
12.5 LPA
12.75 LPA
13 LPA
14 LPA
15 LPA
16 LPA
17 LPA
18 LPA
19 LPA
20 LPA
21 LPA
22 LPA
23 LPA
24 LPA
25 LPA
26 LPA
27 LPA
28 LPA
30 LPA
32 LPA
35 LPA
40 LPA
45 LPA
50 LPA
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